You will meet privately with a certified credit counselor to thouroughly look over your income, living expenses, and debt to create a plan of action—to either avoid or reduce your debt. We offer advice for developing and balancing budgets, managing money, using credit wisely and building a realistic savings plan.
During the session, you and your counselor will:
- Obtain and verify personal information and sources of income
- Review budgets and discuss spending recommendations
- Determine if income covers essential monthly expenses
- Review assets and liabilities
- Obtain debt account statements
- Review your options based on your individual financial circumstances
- Create an appropriate action plan
Counseling Information:
- In Person, Phone, and Online Sessions Available
- Languages Available: English, Spanish, Cantonese and Mandarin
- Arrangements can be made to accommodate our Hearing Impaired Clients