Housing

Clarifi is certified by the U.S. Department of Housing and Urban Development (HUD) as a comprehensive housing counseling agency and approved as a PA and NJ Housing Finance agency. We provide one-on-one counseling in the areas of pre-purchase, foreclosure prevention and mortgage default, and reverse mortgage.  

Pre-Purchase Counseling

Our pre-purchase counseling is conducted using the HUD guidelines, and the "Keys to Home Ownership" workbook produced by Fannie Mae. Learn More>

First Time Homeownership

Clarifi has a workshop devoted to educating first-time homebuyers. Our educators will walk you through each step of the home buying process from credit preparation, to loan documentation and what to expect at closing.

Post-Purchase Counseling

Clarifi provides assistance to current homeowner the may need assistance with Home Equity Loans, Predatory Lending, or Real Estate Tax Delinquency. Learn More>

Reverse Mortgage Counseling

As a safeguard for those interested in obtaining a reverse mortgage, HUD requires that the mortgage applicant receive counseling from an independent third party. Learn More>

Delinquency Counseling

The goal of delinquency counseling is to review your current situation and get you current on your mortgage and if not, provide the best possible options. Learn More>