We’re with you during every facet of home ownership. Clarifi is certified by U.S. Department of Housing and Urban Development (HUD) as a comprehensive housing counseling agency. And we’re approved as a PA, NJ and DE Housing Finance agency. The exciting time when you’re ready to buy is when we can make sure all your ducks are in a row. If you’re in trouble with your mortgage we can guide you away from default and work to prevent foreclosure. And if your home is in need of repairs and you live in Philadelphia, we can assist you with an affordable home loan repair loan.