Bankruptcy Education: Money in Motion

Our online bankruptcy education course, offered through Money in Motion, allows you to complete the bankruptcy education requirement from the convenience of your home, at your own pace. Our current Clarifi bankruptcy educators are NFCC Certified Housing Counselors, Certified Credit Counselors and have experience and/or an advanced degree in business/finance.

Clarifi does not pay or receive fees or other consideration for the referral of debtor students to or by it.

Online Bankruptcy Education Course Information

  • The course begins with a pre-test followed by eight chapters of materials. At the end of each chapter, you must complete a short quiz. An audio file is also available through the Money in Motion website to allow participants to listen to the materials.
  • Once all of the chapters have been completed, you will be required to complete a multiple-choice post-test.
  • You will receive a certificate of completion regardless of scores on the pre and post tests and quizzes. However, you must spend a minimum of two hours completing the online course and will not be able to access the required post-test until the minimum amount of time has been met.
  • Once Clarifi has verified that you have completed the course and post-test, your certificate will be emailed to you within 3 business days.
Registration Information

You must pay for the online bankruptcy course in advance. All payments require a debit card and are processed through a secure, third-party online payment service provider.

Note: An attorney or other person may not register you. You must register yourself.

  • Once you have completed the payment process above, you will be given an ID and Password so you can begin the online course through our education provider, Money in Motion.
  • You may log in and out of the Money in Motion site at any time.
  • Please be aware that your email spam filter may block e-mails from Clarifi and/or Money in Motion containing your User ID/password and/or certificates.  If you have not received your e-mail, please check your spam folders.
Money in Motion: More Information

Information needed and residency requirements

  • Name of Filer(s) and Spouse (if filing jointly)

  • Address
  • City, State, Zip, County
  • Email Address
  • Bankruptcy Case Number
  • Discount Code*
  • Debit Card Account Number

Note: Discounts are available to those who take their Pre-Filing Bankruptcy Counseling through Clarifi.

Only residents of New Jersey, New Castle County in Delaware or the following counties in Eastern Pennsylvania may enroll in our online program:

  • Berks County
  • Bucks County
  • Chester County
  • Delaware County
  • Lancaster County
  • Lehigh County
  • Montgomery County
  • Northampton County
  • Philadelphia County
  • Schuylkill County

For detailed information visit the United States Trustees and Making Homes Affordable websites.

Confirming Identity

I certify that all the information entered is true, correct, and submitted in good faith. I also certify that I will personally complete the education program. I understand that knowingly making a false or fraudulent statement or misrepresentation about my identity or completion of the education program is a violation of the requirement of Federal Law.

Government Resources

The United States Trustee Program has taken a number of steps to make sure that homeowners in bankruptcy are aware that HAMP may be an option to help them keep their homes.  The federal government's Home Affordable Modification Program (HAMP) offers an opportunity for struggling homeowners to stay in their homes by modifying their monthly mortgage payments to make them more affordable.