Explore Our Debt Management Plan

One way folks fight back against the crush of debt is with our Debt Management Plan (DMP). Once you’re enrolled, we go to bat for you. We negotiate with creditors to lower your payments, stop collection action, and reduce or eliminate late fees. Because of these concessions, you should be able to pay your debt back in full in a shortened timeframe, usually within 5 years.

A debt management or debt repayment program is a hardship program, meaning that you are having difficulty paying your bills, or you are at your credit limit. It doesn’t matter how you accrued your current debt: loss of income, medical expenses, lack of budgeting expertise, consumer credit card debt, etc. Whatever your situation and whatever the total amount of your debt, you may be eligible for a debt repayment program.  
 

Here’s what we’ll do at our very first meeting:
  • Let’s make sure you qualify for a Debt Management Plan
  • We’ll look carefully at your finances and review whatever possible debt solutions might be available for you
  • We’ll start the ball rolling with your creditors to lower your payments, stop collection action, and reduce or eliminate late fees (Yes, you’ll be able to answer phone again without freaking out)
  • If all goes well and you are eligible, we’ll disburse your monthly payments to your creditors on a timely basis
  • We’ll create a healthy budget and help you stick to it
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Or call us at 215-563-5665.
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Appointment Informaation
  • 1-hour session; available in-person or by phone
  • Spanish speaking counselor available
  • Arrangement can be made for hearing impaired
  • Fee: If enrolled, there is an initial consultation fee of $50. Additionally, there is a fee of $10/creditor per month ($50 max)