Financial Empowerment | What We Do
Financial Counseling
Our financial lives can be complicated, and sometimes even scary. Clarifi’s certified financial counselors are here to help. We base our counseling practices around our core values of empathy, integrity, and tenacity. That means wherever you are on your financial journey, we will meet you there. Our counselors can help improve your credit, increase your savings, figure out a budget, and plan for the future.
Financial counseling always starts with us listening to you. Our counselors will work to understand your unique situation, challenges, and goals. Based on that information, your counselor will work with you to create a step-by-step action plan. Your action plan is your custom roadmap to reaching your financial goals. Here’s some of what we can do:
- Debt payment arrangements or settlements
- Dispute inaccurate credit report items
- Credit fraud alerts and freezes
- Review safe banking products
- Credit building cards/loans
- Savings and spending plans
- Tax refund planning
- Stimulus payment coaching
- Matched savings programs
Counseling doesn’t stop after your first appointment, either. Your Clarifi counselor will reach out to you periodically to see how you’re doing and how else we can help. And if you feel like you need more help, you can book as many sessions with your counselor as you need, dependent on their availability.
Call 215-563-5665 to schedule an appointment.
FAQs
How are your counselors trained and certified?
Our counselors receive both in-house and external trainings that cover a wide range of topics. Counselors then take several tests to earn their certification. Your Clarifi counselor may have certifications from one or more of the following: National Foundation for Credit Counseling, NeighborWorks, Pennsylvania Housing Finance Agency, the US Department of Housing and Urban Development (HUD).
What will I need for my first appointment?
Mostly just yourself! It is helpful to have documentation of your income like a paystub or social security statement, any bills you’re struggling with, and a basic understanding of your expenses. Prior to an appointment you will receive a packet of information including any specific materials we’d like you to bring.
How much does Clarifi’s Financial Counseling cost me?
Just your time! Clarifi does not charge clients for any of our financial counseling services. We are able to offer our services at no cost to clients through generous public and private partnerships as well as funding opportunities.
Meet Our Counselors
Brittany Clark
Counseling Lead
Cherese Eady
Credit/Housing Counselor
Jessica Nocho-Wright
Counseling Lead
Lonia Cameron
Credit/Housing Counselor
Tyler Young
Program Manager – Financial Empowerment Centers
Success Story
Meet Jovon Scere. Learn how Clarifi helped Jovon follow in her mother’s footsteps to become a homeowner.
Latest News & Events
Simulating poverty: Our honest takeaways
A group of Clarifi staff participated in the Community Action Poverty Simulation, designed by Missouri Community Action Network (MCAN) on READ MORE
Homeownership, Clarified: 7 lessons in buying your first home
Theresa bought her first home in 2023, the same Philadelphia rowhouse she’d rented since 2000. “I would like to say READ MORE
Clarifi’s executive director announces retirement at end of 2024, organization launches search for his successor
PHILADELPHIA, PA – Sept. 18. 2024: Clarifi, the leading financial empowerment nonprofit in Philadelphia and the Delaware Valley, is seeking READ MORE
3 ways Philadelphia homeowners can lower their property tax bill
Philadelphia homeowners may see an increase in their property taxes next year. The City released new property value assessments in READ MORE