Debt Court Navigation
Sued for a Consumer Debt in Philadelphia Municipal Court? Get FREE help preparing for your upcoming court case.
The City of Philadelphia now offers a FREE Court Navigator for people facing debt collection lawsuits in Philadelphia Municipal Court. The Court Navigator can explain the court process, provide information about your rights and options, and connect you with other sources of help before your hearing. Click here for free resources.
Call Clarifi at 877-466-3319 to set up a FREE appointment before your upcoming court date.
Get Free Help Before Your Court Date
If you have been sued for a credit card, personal loan, medical bill, or other consumer debt in Philadelphia Municipal Court, you are not alone. Thousands of people face debt collection lawsuits in Philadelphia every year. You don’t need to have a lawyer to handle your case in Municipal Court. The rules are more relaxed than in other courts, and many people represent themselves. But facing a collection lawsuit can still be stressful or confusing. You don’t have to figure it out alone.
The City of Philadelphia now offers a FREE Court Navigator for people facing debt collection lawsuits in Philadelphia Municipal Court. The Court Navigator can explain the court process, provide information about your rights and options, and connect you with other sources of help before your hearing.
Call Clarifi at 877-466-3319 to set up a FREE appointment before your upcoming court date.
Need help?
Get the support you need to handle your debt collection case. A Court Navigator can help you understand what to expect in court and your options.
The Court Navigator is not a lawyer and cannot represent you or give you legal advice. But they can answer general questions and connect you with legal help and other support.
Free Resources
Learn About Your Options and Prepare for Court
-
Start here: You Have Been Sued for a Debt: What are your Options?
This short guide will help you understand your main options and decide what to do about your case.
Start Here Document – This short guide will help you understand your main options and decide what to do about your case. It includes information about:
- how a court judgment could affect you and whether you may be collection proof;
- whether the debt collector can prove its case and common defenses;
- how to ask for more time if you need it;
- how to get a good deal if you decide to settle your case; and
- where to find legal help.
-
Consumer Guide to Debt Collection Lawsuits in Philadelphia Municipal Court
More detailed information about debt collection cases, your rights, and the court process.
The Consumer Guide to Debt Collection Lawsuits in Philadelphia Municipal Court provides more detailed information about debt collection cases, your rights, and the court process. Click here to download the guide.
-
Has a default judgment already been entered against you?
If you missed your hearing and a default judgment was entered against you, you may still be able to fight the case.
If you missed your hearing and a default judgment was entered against you, you may still be able to fight the case. You can ask the Court to reopen your case by filing a Petition to Open a Default Judgment.
These two fact sheets can help:
How to File a Petition to Open a Default Judgment
Click here for step-by-step information about how to file your petition with the Court.
What to Write in Your Petition to Open a Default Judgment
Click here for information to help you decide what to include in your petition.
Need More Help?
Get the support you need to handle your debt collection case.
Call Clarifi at 877-466-3319 to learn more about FREE Court Navigator services and other sources of help.